minnesota : Insurance
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Bulletin 2008-8
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Floods & Storms
Disasters happen. Are you covered?
Flood victims urged to be proactive with insurance issues
Insurance Catastrophic Contacts for Homeowners
Post-flood advice: Call lender about mortgage payments
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What every Minnesotan should know about flood insurance
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Home Insurance
Basics about Homeowners Insurance Coverages
What every Minnesotan should know about flood insurance
Disasters happen. Are you covered?
What You Need to Know: Homeowners Insurance
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Good time to take stock
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InsureU LifeStage Tips
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Introduction to LTC Insurance
The growing cost of long-term care
What does LTC insurance cover?
Shopping for LTC insurance
Commonly Asked Questions
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Long-Term Care Glossary
Where to go for more information
Long Term Care Insurance Worksheet #1
Long Term Care Insurance Worksheet #2
Questions to ask your agent
Report: LTC in Minnesota
Medical & Health Insurance
Turned down for health insurance?
What you Need to Know: Med Supp Insurance
Medicare Part D: Prescription Drug Plans
Be wary of discount
Health Insurance: Appeal for external review
Self-insurance health plan complaints
MCHA rates and information
Medicare Supplement Plan rates
Small Businesses
Minnesota Section 125 Plan introduction
Minnesota Section 125 Plan Opt-Out Form
Business Owners Policy for small businesses
Liability insurance for small businesses
Workers' Comp for small businesses
Property Insurance for small businesses
Commercial Auto insurance for small businesses
Service of Process
Vacation & Leisure


Medical & Health Insurance
Medical & Health Insurance Topics

Turned down for health insurance?
Have you been turned down for health insurance in the private market, the Minnesota Comprehensive Health Association (MCHA) provides health insurance coverage.
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What you Need to Know: Med Supp Insurance
A consumer guide describing what medicare covers and doesn't, how medicare supplemental insurance works with medicare, and how to select the appropriate package. more
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Medicare Part D: Prescription Drug Plans
Don't let dishonest people take advantage of seniors who are making important decisions about Prescription Drug Plans. Here are some ways to help protect you and your money from fraudulent schemes.
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Be wary of discount
With more consumers and small businesses looking for affordable health insurance, there has been a corresponding increase in tempting offers for low cost health care benefits. Being aware of the scams and how to avoid them will help you make better choices when looking for health insurance.
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Health Insurance: Appeal for external review
If you have a health insurance claim that continues to be denied by a health plan company, you have the right to appeal that denial.
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Self-insurance health plan complaints
Questions and answers about Self-Insured Health Plans.
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MCHA rates and information
The Minnesota Comprehensive Health Association (MCHA) offers policies of individual health insurance to Minnesota residents who have been turned down for health insurance by the private market, due to pre-existing health conditions. Premiums charged to policyholders are generally higher than rates for comparable policies in the marketplace By law, MCHA premiums must be set between 101% - 125% of the weighted average for comparable policies.
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Medicare Supplement Plan rates
Medicare is health insurance for people age 65 or older or under age 65 with certain disabilities. Insurance companies who wish to sell Medicare supplement policies in Minnesota must be approved by the Department of Commerce.
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