minnesota : Insurance
For Consumers
For Companies
For Agents & Agencies
Insurance Fraud
 
Requests for Proposals
Enforcement Actions
Current Enforcement Actions
Insurance and Adjuster Actions
AIG Resource Information
AIG Advantage
AIG FAQs
AIG Insurance consumers are protected by solvency standards
AIG consumers urged to be cautious about liquidating or replacing insurance policies
Bulletin 2008-8
Complaints
What if your ins. company goes out of business?
Insurance Complaints
Self Insurance Health Plan Complaints
Health Insurance-Appeal for External Review
Auto Insurance
Have questions about your auto insurance claim?
What You Need to Know about Auto Insurance
No Fault Certification Form
Vicarious Liability Limits
No-Fault Auto Insurance
Annuities
Buying Fixed Deferred Annuities
Understanding Annuities
Floods & Storms
Disasters happen. Are you covered?
Flood victims urged to be proactive with insurance issues
Insurance Catastrophic Contacts for Homeowners
Post-flood advice: Call lender about mortgage payments
Rebuilding after a Disaster
What every Minnesotan should know about flood insurance
Fraud
Home Insurance
Basics about Homeowners Insurance Coverages
What every Minnesotan should know about flood insurance
Disasters happen. Are you covered?
What You Need to Know: Homeowners Insurance
Understanding Title Insurance
Insurance Catastrophic Contacts for Homeowners
Rebuilding after a Disaster
Basics about Homeowners Insurance Claims
Good time to take stock
Insurance Company Financial Info
InsureU LifeStage Tips
Learn more about your insurance needs and coverage
Young Singles
Young Families
Established Families
Senior Years- Empty Nesters
Long Term Care Insurance
Long Term Care Insurance
Long Term Care Partnership
Introduction to LTC Insurance
The growing cost of long-term care
What does LTC insurance cover?
Shopping for LTC insurance
Commonly Asked Questions
Alternatives to LTC insurance
LTC insurance & tax benefits
Long-Term Care Glossary
Where to go for more information
Long Term Care Insurance Worksheet #1
Long Term Care Insurance Worksheet #2
Questions to ask your agent
Report: LTC in Minnesota
Medical & Health Insurance
Turned down for health insurance?
What you Need to Know: Med Supp Insurance
Medicare Part D: Prescription Drug Plans
Be wary of discount
Health Insurance: Appeal for external review
Self-insurance health plan complaints
MCHA rates and information
Medicare Supplement Plan rates
Small Businesses
Minnesota Section 125 Plan introduction
Minnesota Section 125 Plan Opt-Out Form
Business Owners Policy for small businesses
Liability insurance for small businesses
Workers' Comp for small businesses
Property Insurance for small businesses
Commercial Auto insurance for small businesses
Service of Process
Vacation & Leisure


For Consumers

For Consumers Topics

Requests for Proposals
A listing of any active Requests for Proposals. If there is nothing here, it means there are no active requests.
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Enforcement Actions
Listings of Enforcement Actions taken by the Commerce Department against insurance companies or licensees.
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AIG Resource Information
Information for consumers and businesses related to the AIG financial situation.
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Complaints
If you are in a dispute with an insurance company or insurance agent in Minnesota and have been unable to resolve it to your satisfaction, the Minnesota Department of Commerce may be able to help.
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Auto Insurance
Helpful consumer information regarding auto insurance from the experts at the Minnesota Department of Commerce.
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Annuities
Annuity sales, particularly to senior citizens, have significantly increased in recent years. However, as annuity sales have risen, so has a sense of confusion among consumers. It is extremely important, when considering whether or not to buy an annuity, to take the necessary precautions in order to make an informed decision that is best for you.
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Floods & Storms
Insurance information specifically to address your concerns when disaster strikes your property.
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Fraud
According to the Coalition Against Insurance Fraud, insurance fraud costs Americans at least $80 billion a year, or nearly $950 for each family.The Division of Insurance Fraud Prevention at the Minnesota Department of Commerce helps fight insurance fraud in our state.
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Home Insurance
Helpful consumer information from the experts at the Minnesota Department of Commerce regarding homeowners insurance policies, claims, flood insurance and title insurance.
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Insurance Company Financial Info
This link will take you to a variety of public reports containing financial information about insurance companies in Minnesota. Includes Financial Examination reports, summaries of Financial Statements and Loss Ratio data.
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InsureU LifeStage Tips
The Department of Commerce partners with the National Association of Insurance Commissioners (NAIC) to provide this helpful insurance resource no matter what stage of life you find yourself in: Young Single, Young Family, Established Family, Senior Years – Empty Nesters.
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Long Term Care Insurance
Helpful consumer information from the experts at the Minnesota Department of Commerce regarding long term care insurance, the Minnesota Long Term care Partnership, a glossary of LTC terms, tips on purchasing long term care insurance and worksheets designed to help you make decisions about LTC.
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Medical & Health Insurance
Helpful consumer information from the experts at the Minnesota Department of Commerce regarding the Minnesota Comprehensive Health Association (our insurer of last resort), health care scams, Medicare supplement plans, Medicare prescription drug plans and how to make a complaint or file an appeal of a health care decision.
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Small Businesses
Insurance information for small business owners. Includes Section 125 information and Opt-Out form.
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Service of Process
Forms and instructions for serving a summons and complaint on an insurance company.
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Vacation & Leisure
A variety of consumer tips related to leisure time activities, leisure time vehicles, vacations and vacation rentals, and traveling.
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Insurance Related Web Sites
•  National Flood Insurance Program
•  National Association of Insurance Commissioners (NAIC)
•  MN Long Term Care Partnership

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